In partnership with RAISE Texas and the Federal Reserve Bank of Atlanta, United Ways of Texas has brought the Career Ladder Identifier and Financial Forecaster (CLIFF) Dashboard to Texas. This dashboard is intended to help Texans make informed career decisions to overcome “benefits cliffs,” a term used to describe a barrier for low-income families trying to improve their economic status.
Benefit cliffs occur when career advancement puts a family above the income eligibility threshold for public assistance programs. Due to the gradual or sudden loss of these programs, career advancement can actually worsen a family’s financial situation.
The CLIFF dashboard will help individuals understand which in-demand career pathways will allow them to overcome a potential loss of public assistance based on their income, region, occupation, and family dynamics. This first-in-Texas tool will help hardworking Texans plan for income changes as they advance along rewarding career pathways.